In 1949 Robert J. Handy founded Public Employees Mutual Insurance Company to offer residence fire and burglary insurance and automobile collision, comprehensive, fire & theft insurance to Washington State residents.

Mr. Handy was a Seattle journalism and math teacher and founder of School Employees Credit Union of Washington in 1936 (formerly named Seattle Teachers Credit Union).

PEMCO Mutual Insurance Company’s WAOIC Number: 1139 and NAIC Code: 24341, and is a Mutual Company.

PEMCO Insurance Company’s WAOIC Number: 1055 and NAIC Code: 18805, and is a stock Company. Both Companies are domiciled in Seattle Washington.


In 1937 Joseph Lewis and Jack Green (Two Cleveland Ohio Attorneys) started Progressive Mutual Insurance Company. In 1956 Progressive Casualty Company was formed to write auto insurance for high-risk drivers. Today, the company insures all types of drivers.

Progressive became a public company in 1971, becoming listed on the New York Stock Exchange in 1987 under symbol PGR. Their headquarters are in Mayfield Ohio.

Progressive operates twelve authorized insurance companies in Washington State

(Progressive: Advanced, American, Casualty, Classic, Direct, Max, Northern, Northwestern, Preferred, Southeastern, Specialty, West) Insurance Company. Each of these companies has a separate WAOIC Number and NAIC Code.


In business for over 150 years, Travelers has been an industry leader from allpokies the start, issuing the first auto policy in 1897. They continue to lead the way with innovative insurance products, first class service and industry-leading technology.

Travelers Insurance was founded by Alexander Wilkin and 16 fellow Saint Paul, Minnesota businessmen in 1853. At that time the company was called St. Paul Fire & Marine Insurance Company.

In 2004 The Saint Paul and Travelers Property Casualty Company merge to form St. Paul Travelers, creating a new company with 285 years combined experience in managing risk with integrity, innovation and discipline.

In 2007 the company consolidates under Travelers name and re-acquires the famous red umbrella icon as its logo.

Travelers Insurance has 13 authorized insurance companies operating in Washington State (each with a separate WAIOC and NAIC Code). They are domiciled in Hartford Connecticut.


GMAC Financial Services is a diversified, global financial services company that operates in approximately 40 countries in automotive finance, real estate finance, and insurance and commercial finance businesses.

Founded in 1919 as a wholly owned subsidiary of General Motors Corp. GMAC was established to provide GM dealers with the financing necessary to acquire and maintain

vehicle purchases. The company’s products and services have since been expanded and now include three primary lines of business: automotive financing, real estate, financing and insurance.

In 2006 GM sold a 51 percent controlling interest in GMAC to a consortium of investors led by Cerberus Capital Management, L.P. a private investment firm, and included Citigroup Inc., Aozora Bank Ltd, and a subsidiary of The PNC Financial Services Group, Inc.

GMAC has two authorized insurance companies operating in Washington State. They are a stock company, domiciled in St. Louis MO. WAOIC Numbers: 18256 and 175679. NAIC Codes: 11054 and 11044.

Mutual Insurance Services

MIS is a Standard and Non-Standard Insurance Placement Broker (Surplus Lines Broker) domiciled in Federal Way Washington.

Agents and Brokers work with MIS to place personal lines insurance contracts using MIS agents and underwriters for their support and expertise with specialized insurance contracts.

MIS Insurance Policy Offerings include:

  • Commercial Lines
  • Farm & Ranch
  • Homeowners
  • Manufactured Homes
  • Travel Trailers
  • Condominium
  • Tenant Package
  • Stand Alone Earthquake
  • Personal Liability
  • Umbrella (Excess Liability Insurance)

MIS places policies with several insurance carriers both locally and nationally. NAIC reporting is not required for this company, and they do not have a WAOIC code, as their agent license is held with the Minnesota State Office of the Insurance Commissioner.

They have been granted a non-resident license of reciprocity in Washington State to solicit insurance for Washington State residents.

Foremost Insurance Group

Foremost is the nation’s leading specialty insurer. They were the first company to write insurance specifically for mobile homes. Foremost insures all kinds of mobile and manufactured homes including older and newer mobile homes, homes in parks and on private property, seasonal and year-round homes, rental or commercial, and single or multi-sectional units.

Foremost also includes specialized programs for properties that are older or with lower dwelling value, with cosmetic problems and for customers who do not qualify for a standard or preferred risk insurance contract.

Foremost Product Other Offerings Include:

  • Motor Homes
  • Travel Trailers
  • Fifth Wheels
  • Stationary Travel Trailers
  • Park Models and Tent Campers
  • Motorcycles
  • Golf Carts, ATV, Dirt Bikes, Snowmobiles
  • Pleasure Craft and Boat

Foremost Insurance Group is a stock company and has 3 insurance companies authorized to offer insurance in Washington State. Their WAOIC Numbers: 481 | 56689 | 48242. Their NAIC Codes: 11185 | 11800 | 41513. Foremost Insurance Group is domiciled in Grand Rapids Michigan.